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A Life Full of Care

Medicare & Life Insurance Simplified

We work to match your insurance coverage needs to your unique situation.




Which plan is the best fit for you.

Life Insurance

Multiple carriers, which policy is right for you?

Contact Us

I’m always happy to help.


Helping You Navigate the Medicare Maze

With so many various plans, costs, and levels of coverage, insurance & Medicare can frequently be daunting. I’m here to help you out with that. We are able to meet the needs of every single client thanks to our extensive assortment of plan options. I’m a multi-carrier independent agent.

Hi, I’m Norm, I joined Cornerstone in 2017 after working with another brokerage insurance company for two years.  I appreciate the integrity, the constant training, the education, and the support that I receive from Cornerstone. I also appreciate the opportunity that Cornerstone has provided for me to help people.

Norman Morris

I work with over 30 companies to get the most benefit for you!

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Why most people choose Cornerstone

We are a brokerage, so we do not represent just one company, we represent multiple companies so we can find the best fit for YOU!

Since our founding in 1995, Cornerstone has provided superior products and services and sound insurance and financial advice to our customers. We’re a subsidiary of Guarantee Trust Life (GTL), a company founded in 1936. We have access to GTL’s long history and depth of experience.

Cornerstone is committed to serving our clients by working with the top insurance companies in the industry and giving each individual, couple, and family more viable options for securing their futures. 

Don’t hesitate, contact us for help thru the medicare maze.

We are Committed to Protecting Your Dreams

What is Part A or B?

This is a question often asked me by people getting ready to receive or who already have Medicare.

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Am I Qualified?

Generally speaking, there are three different ways someone can get Medicare…

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When Do I apply?

If your approaching 65, there are a few things you should know, download the checklist here.

Open Checklist

Work with an Agent?

When you begin your process to sign up for Medicare, you will be bombarded…

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Are you turning 65?

Download a free checklist with fax and important dates to help guide you through the Medicare maze.

dot What to do six months before you turn 65

dot Important dates for in three months before your 65th birthday

dot Money saving advice

dot Step-by-step what needs to be done

dot Save time and hassle


What is Medicare?

Medicare is a federal health program for people who are 65 years older, people who’ve been’s on disability for two years, or for people who are on dialysis.

More info here – Medicare

What is Medicaid?

Medicaid is a state program  for health insurance for people who fall below the poverty level according to state guidelines.

How do you apply for Medicare?
A) If you receive Social Security benefits, you will automatically be enrolled in Medicare.
B) You can call your local Social Security department.
C) You can go on and apply.

Latest Insights from the Blog

What do I do if I Lose My Medicare Card?

What do I do if I Lose My Medicare Card?

If you are like most people, and especially if you have a Medicare Advantage plan, you never really need your Medicare card. However, if you get into a situation where you need to change your prescription plan, or change your Medicare Advantage plan, or if …

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110 Heywood Rd #5B Arden, NC 28704

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Licensed in:
South Carolina
North Carolina
NC License #17347959

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