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A Life Full of Care
Medicare & Life Insurance Simplified
We work to match your insurance coverage needs to your unique situation.
Medicare
Which plan is the best fit for you.
Life Insurance
Multiple carriers, which policy is right for you?
Contact Us
I’m always happy to help.

Helping You Navigate the Medicare Maze
With so many various plans, costs, and levels of coverage, insurance & Medicare can frequently be daunting. I’m here to help you out with that. We are able to meet the needs of every single client thanks to our extensive assortment of plan options. I’m a multi-carrier independent agent.
Hi, I’m Norm, I joined Cornerstone in 2017 after working with another brokerage insurance company for two years. I appreciate the integrity, the constant training, the education, and the support that I receive from Cornerstone. I also appreciate the opportunity that Cornerstone has provided for me to help people.
Norman Morris
I work with over 30 companies to get the most benefit for you!







Why most people choose Cornerstone
We are a brokerage, so we do not represent just one company, we represent multiple companies so we can find the best fit for YOU!
Since our founding in 1995, Cornerstone has provided superior products and services and sound insurance and financial advice to our customers. We’re a subsidiary of Guarantee Trust Life (GTL), a company founded in 1936. We have access to GTL’s long history and depth of experience.
Cornerstone is committed to serving our clients by working with the top insurance companies in the industry and giving each individual, couple, and family more viable options for securing their futures.
Don’t hesitate, contact us for help thru the medicare maze.
We are Committed to Protecting Your Dreams
What is Part A or B?
This is a question often asked me by people getting ready to receive or who already have Medicare.
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Am I Qualified?
Generally speaking, there are three different ways someone can get Medicare…
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When Do I apply?
If your approaching 65, there are a few things you should know, download the checklist here.
Work with an Agent?
When you begin your process to sign up for Medicare, you will be bombarded…
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Are you turning 65?
Download a free checklist with fax and important dates to help guide you through the Medicare maze.
What to do six months before you turn 65
Important dates for in three months before your 65th birthday
Money saving advice
Step-by-step what needs to be done
Save time and hassle
FAQs
What is Medicare?
Medicare is a federal health program for people who are 65 years older, people who’ve been’s on disability for two years, or for people who are on dialysis.
What is Medicaid?
Medicaid is a state program for health insurance for people who fall below the poverty level according to state guidelines.
How do you apply for Medicare?

Latest Insights from the Blog
Protein Pancakes
The pancakes make a filling breakfast and a person might add blueberries, lemon juice, and a drizzle of maple syrup.
Do I need a drug plan when I get Medicare even if I don’t take an prescriptions?
The answer is yes. If you don’t take a prescription plan when you take Medicare, you will incur a penalty if you ever have to take a drug plan.
IT’S THAT TIME OF YEAR AGAIN TO LOOK AT YOUR MEDICARE PLANS!
It’s that time of year where we are in the Annual Enrollment Period (AEP), where you can decide if you need to switch your Medicare Plans, or if you need to remain on the same plan. Every year from Oct. 15th -December 7th you are given an opportunity to switch plans for the 2024 year. When considering Medicare plans, you need to ask yourself…
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