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What is IRMAA (Income Related Monthly Adjusted Amount)?
It represents an increase to Medicare Part B and Part D standard monthly premiums and is determined by the Social Security Administration.
Short Term Care—What and How Does This Work???
So you get sick. You are unable to get around the house, or you recently have had surgery and are bedridden, or somewhat bedridden.
What do you do?
Roasted Pork with Apples
The crisp seasonal taste of apples and apple cider make this pork dish something to savor.
What do you do with Medicare if you move or change your zip code?
What are the rules and what happens in 60 days?
Does Medicare Cover Nursing Homes?
Does Medicare Cover Nursing Homes?People often ask me how much does Medicare cover in regards to a nursing home, or a skilled nursing facility? The answer is 20 days.Then for the next 80 days, they will assist in payments, but then after the 100 days are up, you...
Roasted Brussels Sprouts
Roasted Brussels Sprouts Recipe for Good Health Here’s a seasonal delight featuring a healthy favorite. Ingredients: 1 lb Brussels sprouts Extra-virgin olive oil, for drizzling sea salt freshly ground black pepper Lemon Parmesan seasoning, optional 1 tbsp lemon...
Medicare Supplements: How do I decide?
Medicare Supplements How do I decide, which one do I choose?What exactly is a Medicare Supplement? It is a plan that fills the 20% gap that Medicare does not cover. However, with over 30 different companies how do you decide which company to go with for your...
Saving Money on Prescriptions
People always ask me, “Norm, the most expensive thing with my Medicare are my prescriptions! What can I do to help with these costs?” Here is a list of things you can do to help alleviate the costs of your prescriptions: 1) Review your prescription plans yearly. In...
Peanut Butter-Chocolate No-Bake Cookies
Recipe For Good Health Peanut Butter-Chocolate No-Bake Cookies Make these cookies anytime, anywhere. No oven necessary. Allergies an issue? Use almond, cashew, or sunflower butter in place of the peanut butter. Substitute alternative sweetners or reduce...
How often will Medicare call you?
The answer is never!!!!!! Too often people tell me they have received a call from Medicare in regards to their Medicare plans and the need to change them. Too often I hear horror stories about people who had a Medicare plan, and then they were switched...
Dental Insurance…what do I need to know??
So everyone sees these ads on TV advertising these Medicare plans that include Dental. Are they as good as they sound. Well the answer is usually no. But when you are looking at dental insurance what should you consider? 1) Does your dentist take the Insurance...
Grilled Salmon with Ginger Soy Butter Recipe
RECIPE FOR GOOD HEALTH Salmon is a great source of vitamin B12 (Cleveland Clinic). This recipe provides healthy eating and great taste. Ingredients: 2 tbsp softened unsalted butter 1/2 tbsp minced chives 1/2 tbsp grated fresh ginger juice of 1 lemon 1/2 tbsp...
What are the qualifications for Medicare?
People ask me all the time “Hey Norman, how does someone get Medicare?” Generally speaking, there are three different ways someone can get Medicare: 1) A person has turned 65. 2) A person has been on disability for 25 consecutive months. 3) A person has been...
What are your options once you get Part A and Part B for Medicare?
This is a question often asked me by people getting ready to receive or who already have Medicare. Well here it is simplified... your options once you receive Parts A and B with Medicare. 1) Absolutely Nothing! 2) Take out a stand-alone drug plan and keep Medicare...
How can you tell if an insurance agent is legitimate?
How can you tell if an insurance agent is legitimate? Well, there are a few factors that you can look at to tell if the agent is legitimate or not. These factors are as follows: 1) Ask the agent for the national producer number or better known as NPN. If they can’t...
Why Should You Work with a Broker Agent?
When you begin your process to sign up for Medicare, you will be bombarded with stacks of letters and an unlimited amount of phone calls. Why should you work with a broker agent versus a captive agent? To begin with, a captive agent is only licensed with one...
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