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Parts of Medicare
Part A Hospitalization
As long as you have worked 10 years, or for 40 quarters, you receive this part for free. There is a deductible for most people, but PART A does not cost a person any money. The Deductible for this is $1600 in 2023.
Part B Doctors
This part covers doctor visits, procedures, treatment, etc. For most people for the 2023 year, the cost is $164.50 per month. This is taken right out of your social security check. This part of Medicare covers 80% of your medical bills. There is no maximum out of pocket.
Part C Medicare Advantage
- Cheaper Monthly Premium
- Includes a drug plan
- May include some extra benefits not tied to Medicare
- More out of pocket costs if you see doctors
- Can change year to year
- May be limited on who and where you can be seen
Part D Drug Coverage
This is your drug coverage. Everyone is required to have this, or there is a penalty of 1% for each full month without credible coverage. This lasts the rest of your life.
Medicare Supplements aka Medigap
Don’t hesitate, contact me for better help, Medicare can be a lot to understand.
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